When it comes to ATVs and RVs, freedom and fun are always on the horizon. As exciting as an outdoor adventure can be, you never know what lies ahead. With ATV, RV and trailer insurance from Dennis Gutman Insurance, there is no need to worry if you hit a bump in the road.
ATV Insurance in Manitowoc, WI
Whether you are tearing up the trails or hauling loads around the ranch, your ATV is built to handle the toughest terrain. You may not be thinking about insurance when you’re off-roading on your ATV, but the right coverage ensures both you and your investment are protected against nearly anything that comes your way.
More than 100,000 ATV accidents occur every year in the U.S. How would you cope with the financial repercussions if you were involved in one of them? Imagine colliding with another ATV on a popular trail, or overturning your 4-wheeler on a steep trail. The cost of damages could total thousands of dollars plus any liability or medical expenses incurred as a result of an accident. At Dennis Gutman Insurance, we offer a wide range of insurance options designed to accommodate the needs of all types of ATV enthusiasts. Whether you ride recreationally in the summer or use your all-terrain vehicle for heavy, everyday work, we have the coverage you need.
Damage to Your ATV
Your ATV may seem indestructible, but it is vulnerable to loss and damage. We offer collision insurance that covers repair or replacement of your ATV when you are at-fault for an accident involving your all-terrain vehicle. If your policy includes comprehensive coverage, you are also protected against damages or loss caused by non-collision events, such as storm damage and theft.
ATV Liability
When you cause a loss or injury to another person, you may be held liable. Your ATV insurance can protect you if you run over your neighbor’s fence, or slam your ATV into the side of a parked car, or face a lawsuit due to a victim’s injuries.
Additional Coverage Options
There are many additional coverage options that can enhance your policy’s protection. You may need added coverage for your expensive after-market accessories and equipment. Perhaps you want assurance that your own medical bills will be covered if you are injured by an uninsured ATV motorist. We have the coverage that meets your needs, so you can spend less time worrying and more time enjoying your ATV.
RV and Trailer Insurance
Like all-terrain vehicles, RVs and trailers are vulnerable to unique risks. Whether you are parked at a campsite, driving your motor home down the highway, or storing your fifth-wheel somewhere on your property, make sure you are protected. RV insurance can include:
Liability
Have you considered what would happen if you caused a crash in your RV? What if someone were injured in or around your trailer at a campsite? When you are responsible for someone else’s property damage or injuries, liability insurance can help cover the bills.
Collision
Accidents happen and they can be very expensive. RVs are a major investment, much like a home. A collision could cost tens of thousands of dollars in damages. Without the right insurance protection, that is money you might otherwise pay out of pocket.
Comprehensive
Not all RV and trailer-related losses are caused by collisions. Falling objects, fires, and theft are just some of the problems you could face as an RV owner. Comprehensive insurance assures physical damages and losses to your investment are covered whether you are traveling or storing your rig away for winter.
Personal Belongings
When you travel in your RV, you bring along items like laptops, cell phones, clothing, and jewelry. Make sure your insurance protects you if your camper is burglarized or your personal belongings are damaged in an accident or other covered event.
Emergency Assistance and Towing
Your RV is your home on wheels. If you find yourself stranded or your RV uninhabitable, your insurance can provide much-needed assistance. Whether you need fuel on the side of the road or find yourself far from home and in need of temporary lodging, we have coverage that follows you every mile of the way.
For more information about ATV, RV and trailer insurance in Manitowoc or the surrounding areas, contact our office today. We look forward to serving you soon.
